Thursday, March 31, 2011

Home ownership provides a tax haven

Home ownership provides a tax haven

It’s tax season again and thoughts of home ownership weigh heavily on the minds of renters and other prospective homebuyers. Renters are often apprehensive about the financial responsibility of owning a home. The professionals at Coldwell Banker® want to remind taxpayers that ownership, rather than renting, offers financial benefits. Below are tax incentives for home ownership, but as always, taxpayers should seek the advice of a financial professional:

•Deductible property taxes and interest. Most homeowners can deduct property taxes and interest paid on their mortgage for each year of ownership.
•Borrowing against equity. Homeowners can borrow against the equity they have built up in their homes. Equity from a home can be used to improve the property, buy a car or pay for education.
•Real estate tax exemption. Depending on the state, certain real estate tax exemptions apply for homeowners who meet specific criteria.
•Yearly home appreciation. Although it is not a tax advantage, homes build equity over time. Renters receive no financial return on monthly rental costs.

Tuesday, March 22, 2011

Reedville VA

Reedville on the Northern Neck of Virginia (between the Potomac and Rappahanncok Rivers) is a fisherman's town. Reedville is home to a thriving menhaden commercial fishing industry. Several sport fishing charters are available for the recreational fisherman. Each year, the town plays host to the Reedville Bluefish Derby. This fishing tournament, held in mid-June, features cash prizes in excess of $125,000.


The Reedville Fishermen's Museum is located in the center of the town's historic district. The museum has a nice collection of traditional Chesapeake Bay work boats. While at the museum, pick up a copy of the Reedville Walking Tour brochure. The tour describes the turn-of-the-century Victorian homes which line Main Street. The museum currently has a special exhibit documenting the history and restoration of three Chesapeake Bay skipjacks. The exhibit, entitled Skipjack Sunday, will be on display through August of 2002. You can view recently discovered photographs of Chesapeake Bay Skipjacks at the Skipjack Sunday website. Prints of the photos are also available for purchase through the website.

Saturday, January 24, 2009

Business Services Directory for the Northern Neck

Here's a list of Business Services and Contact Information for Reputable People and Companies in the Northern Neck.

Boat Dealers
John's Marine - Contact John for all of your boating needs. 804-453-6900
Jett's Marine - Jett's Marine and Parts 804-453-3611
Bobby's Marine - Boat and Motor Sales and Service. 804-453-7541

Real Estate
Becky Haynie 804-436-2968 Coldwell Banker Chesapeake Bay Properties

Marinas

Buzzard Point Marina - Full Service Marina with outdoor and land slips, fuel, forklift services, BOATel, picnic area, restroom/showering facilities and the marina also has cruises to Tangier Island.
804-453-2628
Coan River Marina - Full-service marina in Lottsburg. 804-529-6767 Ingram Bay Marina - Open and Covered slips. Land storage, fuel, laundry. 804-580-7292
The Tides Marinas - Located in Irvington, Virginia. 804-438-4077

Charter Boat Fishing
D & S Fishing - Fish in the Chesapeake Bay with Duby Lowery. January fishing is in Virginia Beach. 804-445-5155
Midnight Sun - Contact : Capt Ryan Rogers Phone : 804-453-5812 Crabbe's Charter Fishing - Daily fishing charters out of Smith Point area. In January fishing is down in Virginia Beach, Virginia. Captain Crabbe is a native of the area and has over 30 years experience! Call for reservations! 804-453-3251
Fisher's Bay Charters - Capt. David Fisher in the Chesapeake Bay down to Virginia Beach on a brand new boat, Heritage. 804-580-2548 or 804-453-4021
Chuck's Charters - Capt. Chuck and Capt. David O'Bier chuckcharterfishing@excitecom
BAYFISH Sportfishing Charters - May thru December fishing. 888-BAYFISH or 804-453-9069
Capt. Billy's Charters - Capt. Billy Pipkin fishes in the Chesapeake Bay down to Virginia Beach! 804-580-7292

Restaurants
Lowery's Restaurant - Since 1938, Lowery's has served only the best local seafood to its patrons while rendering fast and courteous service. 804-443-2800
Chitterchats - Best ice cream in town!! Phone : 804-453-3335
Crazy Crab - Phone : 804-453-6789
DeGatani's Pizza - Fantastic Homemade pizza in Burgess. 804-453-5800 Fairport Marina - Featuring excellent soft crabs, crabcakes, hamburgers, chicken sandwhiches. Visa and mastercard accepted. Phone : 804-453-5002
For the Occasions - Casual dining on the hilltop in Callao. 804-529-6993 Great Fortune Chinese - Phone : 804-435-6333
Horn Harbor House Seafood Restaurant - Phone : 804-453-3351
Newsome's Lunches - Homemade food with quick, friendly service! 804-453-9071 Nino's Pizza - Casual Italian Dining 804-529-7548 Sal's Italian Pizza - Casual Italian dining in Kilmarnock. 804-435-6770 The Driftwood - Excellent seafood entrees. 804-472-3892
Tommy's Restaurant - Wonderful entrees over-looking Cockrell's Creek. 804-435-4666

TANGIER ISLAND CRUISE! Tangier Island Cruise! - Cruise to Tangier Island from Reedville, Va. aboard the "Chesapeake Breeze" Phone: 804-453-BOAT (2628) We also have a cruise on the Rappahannock River to Ingleside Winery, a cruise in Fredericksburg, Virginia. We have a full service marina located @ Buzzard Point.

Golf Courses

Golden Eagle Golf Club - 364 Clubhouse Rd. Irvington, VA 22480 888-528-1905 or 804-438-4460
Hobbs Hole Golf Course - Hobbs Hole Rd. Tappahannock, VA 22560 804-443-4500
King Carter Golf Course - Ranked #1 New Course in USA, green fees under $75! 480 Old St. Johns Rd. Irvington, VA 22480 804-435-7842 Quinton Oaks Golf Course - 262 Quinton Oaks Lane Callao, VA 22435 804-529-5367 or 804-529-7977
Tartan Golf Club - 633 St. Andrews Ln Weems, VA 22576 804-438-6005 Village Green Golf Club - 17390 Richmond Rd. Callao, VA 22435 804-529-6332

Contractors
Bill Somers: 804-436-4511
Chip Hudnall - Contact : Chip & Margaret Hudnall Phone : 804-580-2415
Connemara Corp - Phone : 804-435-1551
Earth Resources - Riprap, Excavation and Road clearing/building Contact : Dan or Jeff Brown Phone : 804-435-1085 Fax : 804-435-2906 Ford C. Kelly, Inc. - Phone : 804-453-7243 Keith Rock - Phone : 804-453-6524
William "Billy" Gano, Inc - Phone : 804-453-3035


B & B Construction - Home Repairs & custom carpentry Contact : Ronald Bays Phone : 804-394-3302 Fax : 804-333-2212
Burgess Modular Homes, Inc - Phone : 804-529-7016
Chesapeake Homes - Phone : 804-462-7706
Chip Hudnall - Phone : 804-580-2415
Connemara Corp - Phone : 804-435-1551
Ford C Kelly Construction - Contact : Ford Kelly Phone : 804-453-7243 Keith Rock - Phone : 804-453-6524

Appraisals

Barefoot Appraisals -804.453.7353
Derby Appraisal - Contact : Brett Derby Phone : 804-443-2030

Home Inspections Bill Knight - Phone : 804-333-3489
308 Historyland Home Inspections LLC - Contact : Todd Lewis Phone : 877-688-5087
Home Inspection Services, Inc - Contact : Michael Harvey Phone : 804-435-8777
House Master - Contact : Clifton Williams Email : chalison1@aol.com Phone : 804-693-5550
Pillar to Post - Contact : Tim Spaulding Email : tim.spaulding@pillartopostcom Phone : 804-695-1991

Moving & Storage
Chesapeake Mini Storage - Toll Free : 804-453-5002
Crawford Moving & storage - Phone : 804-435-6683
Kilmarnock Mini Storage - Well lit and secure. Lease monthly or by the year. Night security lights. Insurance available Phone : 804-435-0876 U-Haul Co - Phone : 804-435-0671

Local Festivals!

Farmer's Market - Irvington Farmer's Market held first saturday of every month 8am - noon.
Heathsville Farmer's Market held third saturday of every month 9am - 1pm. Check your local listings for more details.
The Reedville Bluefish Derby - Held annually, typically the second weekend in June. Check your local listings for more details. Contact : Smith Point Sea Rescue
The Urbanna Oyster Festival - Held annually, typically the first weekend in November.

Banks
Bank of Essex - Toll Free : 800-443-5524 Phone : 804-443-4343
Bank of Lancaster - Phone : 804-435-1171
Bay Trust - An affiliate of Bay Banks of Virgiina, Inc. Toll Free : 888-266-6880
Chesapeake Bank - A tradition of innovation since 1900. Construction loans. Home equity. First mortgages. Contact:Carol Rakes or Ryan Kent Toll Free : 800-434-1181 Phone : 804-435-1181
Chesapeake Invesment Group - Wealth management services. Asset management, trust, estate planning, investment servies. Toll Free : 888-653-9088 Phone : 804-435-3652
EVB (Bank of Northumberland) - Phone : 804-580-3621
Northern Neck State Bank - Internet banking. Telephone banking. Mortgage banking. Investment services. Nine branch network with eight ATM's and extended hours. Toll Free : 866-593-2200 Phone : 888-741-4636

Hotels
Bay Motel - Close to Tangier Cruises Marina and fishing. Families and Pets welcome. 804-453-5171
Best Western - Luxury suites, pool, fitness room, continental breakfast. Route 360 East. 804-333-1700
Holiday Inn Express - suites, pool, continental breakfast. holidayinn@kaballero.com 804-456-1500
Hope and Glory Inn - in Irvington. 804-438-6053
The Gables - gablesbb@rivnet.net Brick Victorian era sea captain's mansion in Reedville, Virginia. Water views of Cockrell's Creek. 804-453-5209
The Inn at Levelfields - 800-238-5578 The Tides Inn Resort - 800-843-3746

Inspectors Barefoot Enterprises - Home, pier, bulkhead and pool inspector Contact : Kerry Primmer Email : Kerry@barefootinspections.com Phone : 804-435-9300 Fax : 804-435-9400


Kreidler Design Associates Inc - Phone : 804-462-6260 Nunnally's Floors & Decorating - Phone : 804-333-3210 Pizazz - Fine home furnishings. Design consultant by appointment. Phone : 804-445-9888 Tiffany Yachts Inc - Contact : Laura Shackleford Phone : 804-453-3464

Lawn Care Service

Booth's Landscaping Lawn & Garden World - Residential & commercial. Landscape planning & design, complete landscape installation. Free estimates. Contact : Raymond & Sharon Booth Phone : 804-435-2800 Boxcroft Inc. - Phone : 804-453-4462
Clegg's Diesel - Kubota dealership Contact : Jimmy Clegg Phone : 804-580-7107
Farm & Home Supply LLC - Two large retail greenhouses Phone : 804-435-3177
Glenn Lester Co Inc. - Contact : Glenn & Lisa Lester Phone : 804-580-2020
John Deere - Contact : Rappahannock Tractor Inc. Toll Free : 800-526-7681 Phone : 804-435-3161
Ransone's Nursery & Maintenance Inc. - Phone : 804-435-3788 TSL - Contact : Billy Smith Phone : 804-436-6768

Floral & Gifts

Bonner Florist - Phone : 804-435-3014 Rappahannock Florist & Gifts Inc. - Toll Free : 800-488-5805 Phone : 804-438-5800 The Flower Cart - M-F 9-5, Sat 9-1 Toll Free : 800-993-2278 Phone : 804-435-3957

Lodging
Best Western - Warsaw Phone : 804-333-1700
Holiday Inn Express - Kilmarnock Phone : 804-436-1500
Hope & Glory Inn - Toll Free : 800-497-8228 Phone : 804-438-6053 The Gables Bed & Breakfast - Phone : 804-453-5209
The Tides Inn - Email : info@tidesinn.com Toll Free : 800-843-3746 Phone : 804438-5000
Whispering Pines - Phone : 804-435-1101



Plumbing & Electrical

Northern Neck Mechanical - All types of plumbing and sewer repairs Toll Free : 800-301-2878 Phone : 804-435-6149
Self Electrical - Andy Self 804-453-6782
Turner's - Contact : Jerry Turner Phone : 804-580-4228
Walker's Electrical Sevice Inc - Phone : 804-453-3583


Publications
Chesapeake Angler Magazine - Phone : 804-453-7511
Northern Neck News - Phone : 804-333-6397
Rappahannock Record - Phone : 804-435-1701
The Nothumberland Echo - Phone : 804-580-3444

Veterinarian

Bayside Animal Hospital-Heathsville - Phone : 804-580-5135
Bayside Animal Hospital-Kilmarnock - 804-435-6320 Phone : 804-435-2896


The Locksmith - Email : beconboy@rivnet.net Phone : 800-296-3403

Internet Providers
Kaballero LLC - Phone : 804-436-9428
River Net - Phone : 804-435-7739
Verizon - Toll Free : 888-587-7333

Insurance

BH Baird - Phone : 800-724-2247
Farm Bureau Insurance - Phone : 804-580-4422
James Insurance Agency - Contact : Bill James Email : jamesins@kaballero.com Phone : 804-436-0145 Fax : 804-436-0182 State Farm - Contact : Allen Cornwell Web Address : www.statefarm.com Phone : 804-435-1993

Heating & Air Conditioning
Burton's Inc Heating and A/C - Contact : Steve Burton Phone : 804-453-5083
Crowther Heating & Air Conditioning Inc - Phone : 800-323-7478 Pritchard & Fallin Inc - Phone : 800-529-7838

Building Supplies

Hometown Lighting - Hometown Lighting 35 South Main Street Kilmarnock, Virginia 22482 (804) 435-0003
Jett's Hardware - Phone : 804-453-5325
Lillian Lumber Co. True Value Home Center - Phone : 804-453-4911 Allison's Ace Hardware - Phone : 804-529-7578


Flooring
Arbor Floors - (804) 436-1717
Bay Flooring & Interiors - Phone : 804-435-0947
Wade C. Zimbro - Fine craftmanship. Phone : 804-580-4905
Walker's Floor Service - Custom & Pre-Finished Hardwood Floors & Ceramic Tile. Contact : Lewis Walker Phone : 804-462-7823

Cleaners

C & M Clean Masters - Contact : Marion Bray Phone : 804-580-2196 Harcum's Cleaning Service - Free estimate. : Michelle Phone : 804-580-0164
Helping Hands Cleaning Services - Phone : 804-453-5055 Henderson Cleaners - Phone : 804-435-1249
Northern Neck Cleaners - Phone : 804-529-6280
Village Cleaners Inc. - Phone : 804-453-5775

Carpet Cleaners
Chem-Dry of the Northern Neck - Drier. Cleaner. Healthier. Contact : Mat & Tracey Ficklin Toll Free : 800-438-2436 Phone : 804-462-7700 King's Cleaning Service - Everything we do is good for your home and good for your health! Toll Free : 800-828-4398 Phone : 804-529-7697

Television
Direct TV - Toll Free : 800-280-4DTV
Doug Walker & Son - Antenna, sales & service. Phone : 804-453-3098 Whay's TV - Phone : 804-435-1721

Accountants Keith Dobson- Burgess Va 804-453-5005

Hospitals

Bon Secours Medical Center - Tappahanock Phone : 804-443-9308 Children's Hospital of Richmond - Pediatric Specialty Services. Fredericksburg Therapy Center- 540-368-1400 Toll Free : 800-443-0893 Phone : 804-228-5818
Rappahannock General Hospital - Phone : 804-435-8000 Riverside Tappahannock Hospital - Phone : 804-443-3311

Education
Chesapeake Academy - Phone : 804-438-5575
Chesapeake Bay Govenors School - Phone : 804-333-1306
Lancaster Co Public Schools - Contact : School Board Phone : 804-435-3183
Northern Neck Head Start - Phone : 804-580-8604
Northumberland Co Public Schools - Northumberland Co Public Schools Elementary School -804-580-8032 Middle School -804-580-5753 High School -804-580-5192
St Margaret's School - Phone : 804-443-3357



Medical Services
Chesapeake Pharmacy - Phone : 804-435-6473
CMG Family Medical Group - Phone : 804-435-2651
CVS Pharmacy - Phone : 804-435-1602
Emory Lewis, MD - Phone : 804-453-3777
Heathsville Pharmacy - Phone : 804-580-7400
Rite Aid Pharmacies - Phone : 804-529-6230

Pools & Spas

Lazy Days Pools & Spas - Phone : 804-435-2136
Pools Inc - Phone : 804-436-1902

Attorneys


Bay Title & Settlement Company - Contact : J. Drew Hill Phone : 804-435-1387 Fax : 804-435-1748 Burke & Kilduff - Phone : 804-435-0851 Dunton, Simmons & Dunton - Contact : Rawleigh Simmons Phone : 804-435-1611 Fax : 804-435-1614
Historyland Title & Escrow, Inc. - Phone : 804-333-0195 Fax : 804-333-0300
John S. Martin - Contact : Andrea Phone : 804-436-8031 Fax : 804-436-8051
Paul Christian Stamm, Jr - Contact : Rosie Phone : 804-435-2626

Childcare Facilities

Fairfield Baptist Church - Phone : 804-453-7110
Tappahannock Children's Center - Phone : 804-443-3272 Tiny Tots Day Care - Phone : 804-435-7756
Walnut Street Daycare - Full/part time daycare. Before and after school care. M-F 6:30-6:30. Phone : 804-333-9322
YMCA - Phone : 804-435-0168

Communications
Cellular Services - Phone : 804-443-4002
Comtel Communications - Phone : 800-435-1718
Northern Neck Wireless Communitcation - Phone : 804-529-5521
Radio Shack - Phone : 804-435-6300

Enivronmental Agencies
Chesapeake Bay Foundation - The Chesapeake Bay Foundation (CBF) is the largest conservation organization dedicated solely to saving the Chesapeake Bay watershed. Our motto, Save the Bay, defines the organization's mission and commitment to reducing pollution, improving fisheries, and protecting and restoring natural resources such as wetlands, forests, and underwater grasses. Phone : 804-780-1392


Campgrounds
Chesapeake Bay-Smith Island KOA Kampground - Phone : 804-453-3430 Little River Campground - Phone : 804-453-2676
Best Regards,Becky Haynie804.436.2968http://www.searchvawaterfrontcom/

Blog: Everything Northern Neck click below:http://necknotes.blogspot.com/

Monday, January 19, 2009

Here it is! A Link to Waterfront Aerial Views!


This is a terrific link that will allow you to click over waterways and creeks and get details and charts. Its a great resource when letting folks know about our area.

Just click on the link below:


http://www.nnwl.net/